Giant competitors who outspend us every day. Banking regulators looking at everything we do. Federal, state and municipal laws, regulations and codes that make running our business harder and harder. A social media culture where one mistake can ruin a reputation for years to come. Sometimes it seems the world doesn’t want you to win. But we do. We’re your Enterprise Risk Management team. And we exist for one purpose: To protect First Citizens Bank, its people, assets, customers and good name. It’s a dangerous world out there. Creating growth and prosperity is hard. You need someone on your side… and at your side. Working with you – helping you – to see the trouble before it sees you. And that’s what we do. Every day. Enterprise Risk Management at First Citizens Bank. Your Success Is Too Important To Put At Risk.