Business Banker - Spartanburg, SC

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Date :
2-3-2018
Location :
Spartanburg, SC US
Job ID :
29961
Functional Area :
Business & Commercial - Sales
Employment Type :
Full-Time Exempt
Education :
High School Diploma
Experience :
7 years
Days and Hours :
M- F 8:00-5:00
Physical Address :
Spartanburg SC
Department Name :
Business Banking
Position Description :
Position Description:
.Acquire and manage relationships with businesses $1-$10mm in annual revenues; deliver business services and deposits; loan products sold are secured and unsecured business loans within Business Central Underwriting parameters; identify referrals for branch and specialty partner sales.

Principal Accountabilities:

Operations and Administration:
Associates in roles defined to take deposits are accountable to accuracy, efficiency, and workload results as defined by the Operational Scorecard. The results may include a requirement for individual contribution as well as team performance.
Adheres to all regulations, compliance and Bank policies, procedures and delegated authorities.
Manages risk related to credit, operational, reputational, regulatory and legal aspects of personal interactions.
Performs general office management duties as assigned.
Completes required training by established deadlines.

Service & Sales Support and Referrals:
Demonstrates Bank's service standards of accuracy, responsiveness, courtesy, partnership and responsibility along with other service expectations as established.
Ensures service and referral activities are aligned to create value for both the customer and the bank.
Uses problem-solving, listening, understanding and responding techniques to address a customers' immediate needs and when appropriate, link need to a solution where there is an opportunity to expand or retain a relationship.
Regularly creates value added conversations with customers to uncover opportunities to make quality referrals to branch or other business partners.
Prepares sales support materials for prospect and customer calling efforts. Schedules prospect and client appointments.
Proactively looks for ways to enhance service and referral performance by seeking coaching, supporting Bank initiatives, and leveraging tools to enhance activities.

Sales:
Achieve Financial, Production and Relationship results as defined by the role specific metrics and goals for the Sales Scorecards. The results may include a requirement for individual contribution as well as team performance.
Develops and implements an individual sales & service activities plan that aligns with the team plan.
Proactively looks for way to enhance sales performance by seeking coaching, supporting Bank initiatives and leveraging tools to enhance activities.
Ensures sales activities are aligned to create value for both the customer and the bank. Sales results should align with the needs of the community and ultimately support the organizational commitment to diverse lending.
Effectively engages partners to develop holistic customer relationships.
Uses a relationship selling approach in customer/prospect interactions, ensuring appropriate preparation and planning is completed and probing customer-centric conversations occur.
When appropriate, represents the Bank in the community by attending and participating in civic and community events for purpose of generating additional business and identifying potential CRA opportunities for the Bank.

Position Requirements:
Basic Qualifications:

Bachelor degree with a minimum of 3 years banking experience in commercial or business lending, credit or business development.
-Or-
High school diploma or GED with a minimum of 7 years banking experience in business lending, credit or business development.
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